Christmas. We know it’s a dirty word to utter before the end of November, but it WILL be here before you know it, so maybe it’s not such a bad idea to start planning sooner rather than later. Forewarned is forearmed, after all.
And alongside the reminder of how close it is comes the reminder of how expensive it is. And Christmas is very costly – the average adult can expect to shell out more than £500 each.
So how do you avoid overspending and stop yourself from being one of the 46 per cent of people who pay for Christmas on credit cards, store cards and overdrafts?
Fortunately, our chums at the Money Advice Service have created a cracking little budget planner that allows you to simply and quickly set out what you expect to spend on Christmas – from presents and decorations to food, socialising and transport. Have a play with it below, or find it at: https://www.moneyadviceservice.org.uk/en/tools/christmas-money-planner